A no-KYC debit card platform built for crypto-first users.

BitPay is a fintech platform that issues virtual debit cards without KYC verification. We built it for people who hold crypto and want to spend it across global merchants without going through identity verification, document uploads, or bank account linking. Our debit card draws from a single USD wallet balance that you fund with Bitcoin, Ethereum, USDT, or Monero through an automated crypto-to-fiat conversion rail.

The platform serves individual crypto holders, advertising operators, freelance teams, and cross-border businesses that need a spendable card without the friction of traditional banking. You register with an email, deposit crypto from one of eight supported chains — Bitcoin, Ethereum, Tether, USD Coin, BNB, Solana, Litecoin, or Avalanche — and issue a virtual Visa debit card in under a minute. There are no credit checks, no proof-of-address requirements, and no waiting period.

Privacy by default

No KYC

We do not collect identity documents. No passport scans, no utility bills, no selfie verification. Your account is tied to an email address and a password, and your debit card is issued without any background check.

Crypto-native

8 coins

Fund your USD wallet with BTC, ETH, USDT, USDC, BNB, SOL, LTC, or AVAX. The conversion happens automatically at deposit times, so you never need a separate exchange account or manual conversion step.

Built for operators

Multi-card

Issue multiple cards for different spend categories, set per-card limits, toggle security options, and manage everything from the web cabinet or the Telegram Mini App. One account, one balance, full control.